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Summer Money Calculator

Turn summer earnings into daily clarity

Made money this summer? See exactly how much you can spend each day. Input your earnings, set aside Ma'aser and savings, plan for big purchases, and get your daily spending number.

Ma'aser built in
Savings built in
Daily budget
Student-friendly
Calculate now

Your Daily Budget

What you can spend each day

$0

per day for 10 months

Weekly budget

$0

Monthly budget

$0

Updates live as you enter your information.

Step 1

Enter your summer earnings

How much did you earn this summer from camp, lifeguarding, internships, or other work?

$
Enter your total take-home pay from the summer

Automatic Deductions

Ma'aser (10%) -$300
Future Fund (10%) -$300
Available for Israel $2,400

Why 10% + 10%?

Ma'aser (10%) goes to tzedakah, your obligation. The Future Fund (10%) is for your future self, building the habit of paying yourself first. These habits will serve you for life.

Step 2

Plan for big purchases

Whether it's a trip to Israel/Europe, textbooks, or special expenses—plan for it now so it doesn't wreck your budget later.

I'm planning a big purchase
Set aside money for a trip, textbooks, or special expense
$
Common amounts range from $300-$1,500 for trips, books, or major expenses

Step 3

Set your timeframe

How many months do you need to budget for? Israel year, college semester, or custom period.

months

Optional

Fine-tune your plan

Adjust these settings if your situation is different.

Adjust Ma'aser percentage
Standard is 10%, but you can customize
Adjust savings percentage
Standard Future Fund is 10%

Your Summer Budget

Live calculation

Based on your summer earnings and plans.

Weekly

$0

Monthly

$0

Total

$0

Budget breakdown

Summer earnings: $0
Ma'aser: -$0
Future Fund: -$0
Big purchase: -$0
Discretionary: $0

Making it work

Tips for sticking to your budget

  • Transfer immediately: As soon as you get your summer paycheck, move Ma'aser and savings to separate accounts. What's left is what you have.
  • Weekly envelope: Withdraw your weekly allowance in cash (or use a prepaid card). When it's gone, it's gone.
  • Track the big stuff: Small daily purchases add up, but it's usually the unplanned bigger expenses that blow budgets.
  • Build in flexibility: Some weeks you'll spend less, some more. That's normal. Focus on the monthly average.

Common expenses

What your money goes toward

  • Food: Pizza, falafel, coffee with friends, Shabbos treats. This is usually the biggest category.
  • Transportation: Buses, occasional taxis, trips around the country.
  • Gifts: Birthday presents, Chanukah gifts to mail home, souvenirs.
  • Entertainment: Movies, activities, special outings with friends.

The bigger picture

Why this matters

  • Avoid "situational poverty": When you spend blindly, you feel poor even when you have money. Clarity prevents stress.
  • Build lifetime habits: The discipline you build now compounds. This is how Levi started.
  • Enjoy without guilt: When you know you can afford something, you can actually enjoy it.
  • Graduate ahead: Students who budget their Israel year often come home with savings. Those who don't often come home with nothing.